BRAC Bank Student Account: Agami Savers Account 2025

For students who want to do multi-currency transactions, BRAC Bank is an excellent choice. With free account maintenance, BRAC Bank offers the best services and benefits for students.

Let’s find out what you need to open a student account, called the Agami Savers Account, at BRAC Bank and how to open it.

BRAC Bank Student Account Features

The main reason students are interested in BRAC Bank is because of its benefits and other facilities. Some important benefits of the BRAC Bank student account are:

• No monthly fees for account maintenance or transactions.
• Multi-currency debit card facility without any fees.
• Cash withdrawal available from ATMs all over the country.
• Phone alert system for any transaction at any time.
• The bank offers bonuses and other rewards for savings and transactions at different times.

Eligibility to Open a BRAC Agami Savers Account

To open an Agami Savers Account (student account) at BRAC Bank, the applicant must meet the following criteria:

• Must be a full-time student.
• Must show a student ID as proof.
• Age must be between 18 and 25 years.
• Must be a Bangladeshi citizen.

BRAC Student Account Opening Requirements

When opening a student account at BRAC Bank, you need to bring the following documents while submitting the application form:

• NID card, valid passport, or birth certificate.
• Student ID card as proof of being a student. If you don’t have a student ID, you need a certificate from the head of your educational institution.
• If you have any source of income, relevant documents will be needed.
• One color passport-sized photo of the applicant.
• A photocopy of any utility bill (like water, gas, or electricity) as proof of address.
• One color passport-sized photo of the nominee and a photocopy of their NID card.

BRAC Bank Student Account Opening Guide

You can open a BRAC Bank student account, called the Agami Savers Account, in two ways:

• By visiting a branch in person
• By opening the account online

If you want to open the account by visiting a branch, take the required documents mentioned above and go to your nearest BRAC Bank branch.

Then, collect the account application form from the help desk. Fill out the form according to your documents and submit it at the account opening counter.

They will open and activate your bank account shortly. After that, visit the deposit counter to deposit the minimum balance and start using your account.

• Alternatively, if you want, you can open the account online.
• To open online, visit the BRAC Agami Savers Account opening page.

• Click the “Apply Now” button. In the first step, provide your personal details like your name, phone number, email address, the name of your institution, and your district.
• After filling this information, click “Submit.”
• Next, your mobile number will be verified, and you will need to provide your address.
• After submitting all the required information, your account will be opened.
• However, to activate the account, you must visit your nearest branch.
• Visit the branch, deposit the minimum balance, and activate your account.
• So, remember to visit your nearest BRAC Bank branch to deposit the minimum balance and activate your account.

Minimum Deposit to Open BRAC Agami Savers Account

To open a BRAC Bank student account, called the Agami Savers Account, you need to deposit a minimum balance of 250 Taka.

When you open the account, you will receive a receipt from the account opening counter. You must deposit the money using that receipt.

This 250 Taka will be held in your account and you cannot use it. If you want, you can deposit more than this amount, and you can use the extra money later.

Debit Card and Cheque Book

Now, let’s learn about the debit card and cheque book.

The most attractive feature of BRAC Bank’s student account is the multi-currency debit card, which lets you easily do transactions both inside and outside the country.

You don’t have to pay any fees for this card. After opening your account, the bank will provide you with this card.

If you need a cheque book, you can order one, but you will have to pay extra for it.

BRAC Bank Student Account Interest Rate

BRAC Bank’s student account also earns interest like other accounts. You will receive interest based on the balance in your account.

The interest rate usually ranges from 3.0% to 3.5% per month. When the bank pays interest, it will automatically be added to your main account balance.

Validity of a BRAC Agami Savers Account

The student account (Agami Savers Account) is valid for people aged 18 to 25 years. When you turn 25, your student account will be converted into a regular savings account.

At that time, you will need to pay all the usual charges like any other savings account. You will no longer get the benefits of the student account.

Transaction

There are limits on transactions for the BRAC Bank student account.

You can send or receive up to 300,000 Taka (or equivalent currency) per day for both local and international transactions.

Also, using your account’s debit card, you can withdraw a maximum of 300,000 Taka per day from ATMs.

BRAC Bank Contact Number

For any problems or complaints about the BRAC Bank student account, you can call the bank’s hotline at 16221.

If you want to speak locally, you can call +880255668055-6, +8809611223344, or 0800-0016221 to talk with a customer manager.

FAQs About BRAC Student Banking

Here are some important questions and answers about the BRAC Bank student account that may help you:

Can I use online banking with the BRAC Bank student account?

Yes, you can use online banking. You need to install the “Aastha” app from the Play Store. But first, you have to activate internet banking at the bank.

Is there any fee for local or international transactions with the student account?

No, BRAC Bank does not charge any fees for multi-currency transactions with the student account.

Can I use the multi-currency debit card to buy products from foreign countries?

Yes, you can use your multi-currency debit card to buy things from abroad.

For more questions and answers, please visit BRAC Bank’s official FAQs page.